No, applying for or accepting a Flex Loan does not affect your credit scores. We do not require your FICO® score or any other credit scores to apply for a loan. We do not use your credit scores in our underwriting.
All loans are issued by Celtic Bank. All loans and offers are subject to credit approval, identity verification, and are subject to periodic review and may change without notice. Bank transfers are subject to review.
Loans are governed by the Loan Agreement and Parafin’s Privacy Policy. Bank transfers are subject to review.